{"id":668,"date":"2023-03-17T13:59:14","date_gmt":"2023-03-17T13:59:14","guid":{"rendered":"https:\/\/wp.omeuimo.pt\/himobiliaria\/?p=668"},"modified":"2023-03-17T16:55:16","modified_gmt":"2023-03-17T16:55:16","slug":"ja-sao-conhecidas-as-condicoes-de-acesso-a-bonificacao-de-juros","status":"publish","type":"post","link":"https:\/\/wpqa.omeuimo.pt\/himobiliaria\/ja-sao-conhecidas-as-condicoes-de-acesso-a-bonificacao-de-juros\/","title":{"rendered":"J\u00e1 s\u00e3o conhecidas as condi\u00e7\u00f5es de acesso \u00e0 bonifica\u00e7\u00e3o de juros"},"content":{"rendered":"

J\u00e1 foram aprovadas<\/strong> em Conselhos de Ministros as regras<\/strong> relativas \u00e0 concess\u00e3o <\/strong>do apoio extraordin\u00e1rio<\/strong> que visa fazer face \u00e0 subida <\/strong>das taxas <\/strong>de juro<\/strong> e, por consequ\u00eancia, da presta\u00e7\u00e3o <\/strong>da casa<\/strong>.<\/p>\n

Este apoio, sob a forma de bonifica\u00e7\u00e3o de juros<\/strong>, possui um car\u00e1cter tempor\u00e1rio<\/strong>, tem efeitos retroativos<\/strong> a janeiro<\/strong> de 2023<\/strong> e destina-se a titulares <\/strong>de contratos <\/strong>de cr\u00e9dito \u00e0<\/strong> habita\u00e7\u00e3o<\/strong> at\u00e9 250\u00a0000 \u20ac<\/strong>, assinados <\/strong>at\u00e9 ao dia 15<\/strong> de mar\u00e7o<\/strong> deste ano.<\/p>\n

Contudo, para usufruir<\/strong> da bonifica\u00e7\u00e3o de juros, o titular<\/strong> do contrato<\/strong> tem de reunir <\/strong>outras condi\u00e7\u00f5es<\/strong>.<\/p>\n

S\u00f3 t\u00eam direito <\/strong>ao apoio<\/strong> os titulares<\/strong> de contratos <\/strong>de cr\u00e9dito \u00e0 habita\u00e7\u00e3o<\/strong> cujo patrim\u00f3nio mobili\u00e1rio<\/strong> n\u00e3o exceda os 26 786 \u20ac<\/strong>, com uma taxa de esfor\u00e7o superior<\/strong> a 35%<\/strong> e rendimentos<\/strong> at\u00e9 ao 6.\u00ba escal\u00e3o<\/strong> de IRS<\/strong>.<\/p>\n

A bonifica\u00e7\u00e3o<\/strong> dos juros<\/strong> \u00e9 apurada <\/strong>atrav\u00e9s do c\u00e1lculo<\/strong> da diferen\u00e7a <\/strong>entre a taxa de juro<\/strong> contratada<\/strong> inicialmente<\/strong> e a taxa de juro atual<\/strong>.<\/p>\n

Quando essa diferen\u00e7a<\/strong> excede<\/strong> os 3%<\/strong>, o apoio<\/strong> corresponde a 75<\/strong> ou a 50%<\/strong> da varia\u00e7\u00e3o<\/strong> dos juros <\/strong>da parte <\/strong>que ultrapassa<\/strong> os 3%<\/strong>, isto porque \u00e9 atribu\u00eddo<\/strong> em fun\u00e7\u00e3o <\/strong>dos rendimentos <\/strong>do titular <\/strong>do contrato<\/strong>.<\/p>\n

\u00bb\u00bb<\/strong> Titulares<\/strong> com rendimentos<\/strong> at\u00e9 ao 4.\u00ba escal\u00e3o <\/strong>do IRS = 75%<\/strong><\/p>\n

\u00bb\u00bb<\/strong> Titulares<\/strong> com rendimentos<\/strong> at\u00e9 aos 5 .\u00ba\u00a0e 6.\u00ba escal\u00e3o<\/strong> do IRS = 50%<\/strong><\/p>\n

Por fim, os titulares de contratos de cr\u00e9dito \u00e0 habita\u00e7\u00e3o com rendimentos acima <\/strong>do 7.\u00ba<\/strong> escal\u00e3o do IRS<\/strong> s\u00f3 t\u00eam direito<\/strong> ao apoio<\/strong> se provarem<\/strong> que est\u00e3o num escal\u00e3o inferior<\/strong> em rela\u00e7\u00e3o <\/strong>a 2022<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"

J\u00e1 foram aprovadas em Conselhos de Ministros as regras relativas \u00e0 concess\u00e3o do apoio extraordin\u00e1rio que visa fazer face \u00e0 subida das taxas de juro e, por consequ\u00eancia, da presta\u00e7\u00e3o da casa. Este apoio, sob a forma de bonifica\u00e7\u00e3o de juros, possui um car\u00e1cter tempor\u00e1rio, tem efeitos retroativos a janeiro de 2023 e destina-se a … <\/p>\n

Continuar a ler “J\u00e1 s\u00e3o conhecidas as condi\u00e7\u00f5es de acesso \u00e0 bonifica\u00e7\u00e3o de juros”<\/span><\/a><\/p>\n","protected":false},"author":3,"featured_media":673,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-668","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias"],"yoast_meta":{"yoast_wpseo_title":"","yoast_wpseo_metadesc":"","yoast_wpseo_canonical":""},"_links":{"self":[{"href":"https:\/\/wpqa.omeuimo.pt\/himobiliaria\/wp-json\/wp\/v2\/posts\/668","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wpqa.omeuimo.pt\/himobiliaria\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wpqa.omeuimo.pt\/himobiliaria\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wpqa.omeuimo.pt\/himobiliaria\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/wpqa.omeuimo.pt\/himobiliaria\/wp-json\/wp\/v2\/comments?post=668"}],"version-history":[{"count":2,"href":"https:\/\/wpqa.omeuimo.pt\/himobiliaria\/wp-json\/wp\/v2\/posts\/668\/revisions"}],"predecessor-version":[{"id":675,"href":"https:\/\/wpqa.omeuimo.pt\/himobiliaria\/wp-json\/wp\/v2\/posts\/668\/revisions\/675"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wpqa.omeuimo.pt\/himobiliaria\/wp-json\/wp\/v2\/media\/673"}],"wp:attachment":[{"href":"https:\/\/wpqa.omeuimo.pt\/himobiliaria\/wp-json\/wp\/v2\/media?parent=668"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wpqa.omeuimo.pt\/himobiliaria\/wp-json\/wp\/v2\/categories?post=668"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wpqa.omeuimo.pt\/himobiliaria\/wp-json\/wp\/v2\/tags?post=668"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}